Track every naira. Stay FIRS-ready. No accountant needed.
You run the business. Finbuk handles the numbers — tracking every naira, flagging your taxes, and keeping you FIRS-ready. No accounting knowledge needed.
No credit card required · Free plan available
My drivers used to collect payments and I would forget who paid what. In the first 3 weeks on Finbuk, I tracked ₦650,000 in outstanding balances and recovered over 70% of it with WhatsApp reminders.
You work hard, but your numbers are still unclear
Most Nigerian small business owners have no single place to see where money went this month.
Your records are scattered everywhere
Sales in a notebook, expenses on WhatsApp, receipts stuffed in a drawer. When you need the numbers, you spend hours piecing things together.
You are not sure what you actually made
Money came in and money went out, but you cannot say with confidence how much profit you kept last month.
Tax deadlines catch you off guard
FIRS filing dates arrive and you are still hunting for receipts. The penalty clock starts ticking before you even start calculating.
One place for your money, your taxes, and your customers
Finbuk organizes your daily transactions, calculates what you owe, and keeps your books ready for FIRS. All from your phone.
Record every naira in seconds
Log sales and expenses from your phone. Link each transaction to a customer and share receipts on WhatsApp right away.
- Income or expense entry in one tap
- Sale flow that deducts stock automatically
- Generate and share receipts via WhatsApp
- Track cash, bank transfer, POS, and mobile money
Stay ready for FIRS at all times
Finbuk calculates your VAT, estimates your income tax, and shows exactly what to fix before any deadline arrives.
- Live VAT: output, input, and net payable
- Income tax estimate by business type
- Tax Readiness Score updated daily
- Compliance calendar with deadline alerts
Collect what customers owe you
See every outstanding balance in one list. Send WhatsApp reminders with one tap and mark payments as they come in.
- All debts and unpaid invoices in one view
- Record partial payments and track balances
- One-tap WhatsApp reminder to customers
- Write off bad debts with reason tracking
See Finbuk in action
Watch a business owner record a sale, check stock, and view their tax position in under two minutes.
Up and running in under 2 minutes
Set up your business profile
Add your business name, type, and turnover. Takes less than 2 minutes.
Record your first transaction
Record a sale or expense in 10 seconds. Share receipts via WhatsApp to your customers.
Let Finbuk handle the rest
No setup needed. Finbuk categorizes everything and keeps your books up to date.
The tools your business needs to stay organized
Track your money, manage your stock, and stay on the right side of FIRS, all without touching a spreadsheet.
Financial Tracking
See every naira that comes in and goes out. Know your exact balance, daily totals, and where your money went this week.
Smart Organization
Transactions are sorted into clear categories the moment you enter them. No manual tagging, no end-of-month scramble.
Tax Readiness
Your VAT, income tax, and filing deadlines are tracked year-round. When it is time to file, your records are already prepared.
Inventory Tracking
Know which products sell, which sit on the shelf, and when to reorder. Get alerts before you run out of stock.
Reports & Insights
View your profit, expenses, and trends in clear charts. Compare this month to last month and spot what changed.
Human Support
A real Business Growth Advisor helps you set up, answers your questions on WhatsApp, and keeps you on track.
Nigerian business owners are already using Finbuk
My drivers used to collect payments and I would forget who paid what. In the first 3 weeks on Finbuk, I tracked ₦650,000 in outstanding balances and recovered over 70% of it with WhatsApp reminders.
Tunde Bakare
Logistics Operator, Kano
I had ₦400,000 worth of stock sitting in my shop that nobody was buying. Finbuk showed me exactly which styles were moving and which ones were dead. I cleared the slow items at a discount and restocked what actually sells.
Funke Adeyemi
Fashion Retailer, Ibadan
Getting my CAC registration sorted through Finbuk's guidance saved me weeks of back-and-forth. The step-by-step compliance checklists are a lifesaver.
Emeka Nwosu
Construction Contractor, Port Harcourt
I finally understand where my money goes each month. Finbuk's expense tracking is exactly what I needed to price my services properly.
Amina Bello
Catering Business Owner, Abuja
Finbuk helped me file my VAT returns on time for the first time. I used to dread tax season — now it takes me 30 minutes.
Chidi Okafor
Retail Shop Owner, Lagos
Pricing that grows with you
Start free. Upgrade when you are ready. No hidden fees.
Free
For sole traders and small shops getting their first records in order.
- Up to 50 transactions/month
- Basic expense tracking
- 3 invoices/month
- VAT calculation
- Email support
Growth
Less than ₦167 a day
For growing businesses that need full compliance, reports, and team access.
- Unlimited transactions
- Advanced expense categories
- Unlimited invoices
- Automated VAT returns filing
- Financial reports & analytics
- Priority support
- Multi-user access (up to 3)
Not sure what you owe FIRS? Find out in 60 seconds — free.
Enter your monthly revenue and get an instant estimate of your tax liability. No accountant needed. No sign-up required.
TAX ESTIMATE PREVIEW
Business Type
Retail
Annual Turnover (est.)
₦4,800,000
Tax Regime
Presumptive Tax (1%)
Estimated Tax Liability
₦48,000 / year
Adjust your monthly revenue estimate
₦400,000 / month
Your estimated tax is ₦48,000 / year. Let Finbuk track this automatically — so you are always FIRS-ready.
Frequently Asked Questions
Common questions about Finbuk and small business accounting in Nigeria.
Your spot is waiting — grab it now
Free during beta. No credit card. We'll let you in within 48 hours.
Your advisor sets up your account within 24 hours.